{"id":8532,"count":362,"description":"United Wholesale Mortgage (UWM), the nation\u2019s largest wholesale lender, works exclusively with independent mortgage brokers to provide homebuyers and homeowners access to mortgage financing products. Headquartered in Pontiac, Michigan, UWM is <\/span>publicly traded<\/span><\/a> on the NYSE under the ticker UWMC.\u00a0<\/span>\r\n\r\nUWM President and CEO <\/span>Mat Ishbia<\/span><\/a> has been one of the mortgage industry\u2019s most vocal supporters for the wholesale mortgage market and the mortgage brokers that fuel wholesale originations. In 2021, roughly 20% of consumers worked with an independent mortgage broker for their home financing needs.\u00a0<\/span>\r\n\r\n2020 Home Mortgage Disclosure Act (HMDA) data revealed <\/span>UWM as the second-largest lender in the country and the largest purchase lender by volume<\/span><\/a>. In an <\/span>interview with HousingWire<\/span><\/a> in March of 2021, Ishbia said, \u201cI don\u2019t have on my board that my goal is to be the No. 2 overall lender, it\u2019s to be No. 1 and we\u2019re going to do that.\u201d\u00a0<\/span>\r\n\r\nAs a publicly-traded company, industry professionals and investors have gained deeper insight into the UWM growth strategy. <\/span>In earnings calls<\/span><\/a>, Ishbia has emphasized that <\/span>UWM\u2019s technology<\/span><\/a> sets it apart from the competition and will allow it to win in a more purchase-heavy environment. Ishbia shared that keeping margins low is a tactic to grow the wholesale channel.\u00a0<\/span>\r\n\r\nThe mortgage origination market including wholesale lending and UWM is covered extensively in HousingWire\u2019s LendingLife newsletter. <\/span>Subscribe today<\/span><\/a>. <\/span>","link":"https:\/\/www.housingwire.com\/tag\/united-wholesale-mortgage\/","name":"United Wholesale Mortgage","slug":"united-wholesale-mortgage","taxonomy":"post_tag","meta":[],"yoast_head":"\nUWM Mortgage News and Lending Industry Trends from HousingWire<\/title>\n<meta name=\"description\" content=\"We're covering United Wholesale Mortgage (UWM), the nation\u2019s largest wholesale lender, and its impact on the housing and mortgage industries.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.housingwire.com\/tag\/united-wholesale-mortgage\/\" \/>\n<meta property=\"og:locale\" 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